Financial Readiness Review · Closes 30 Sep 2026

Win your pick of 4.

Plus a Grab S$10 voucher.

Five Cents is a content brand that offers slightly more than the usual two cents on money and adulting. We want to help you do more than just read, but actually take action!

Take our 3 minute Financial Readiness check and you are in the draw to win your pick of 4 prizes worth up to S$570. Sit down for a complimentary 45 minute Financial Readiness Review with a licensed adviser and receive a S$10 Grab voucher as our thank you.

Voucher for those who attend the review. No purchase required. Limited quantities, first come first served.

  • SG Citizens & PRs
  • Ages 30 to 50
  • T&Cs apply

What you can win

One check. Two ways to win.

ErgoTune Joobie

ErgoTune Joobie · S$519

The grand prize

Your pick of 4

Complete the Financial Readiness check to enter the draw. Winner picks one of four:

  • ErgoTune Joobie Ergonomic Chair (S$519)
  • Dyson V12 Origin Vacuum Cleaner (S$549)
  • Insta360 GO 3S Standard Bundle 64GB (S$419)
  • Lojel Cubo Medium Luggage (S$570)

One winner, announced the first week of October 2026. No purchase required.

Winner selects one prize. Non transferable. T&Cs apply.

S$10 Grab voucher

Thank you perk

S$10 Grab Voucher

Sit down for your complimentary Financial Readiness Review and we will send you a S$10 Grab voucher, whether or not you win the draw.

For review attendees only. Voucher fulfilled within 6 to 8 weeks. One per household. Limited quantities, first come first served. No purchase required. T&Cs apply.

Take the 3 minute check →

Both prizes start with the same step.

The session

What actually happens in The Financial Readiness Review.

The objective is simple: take an honest look at where your money stands for the years ahead, and work out whether what you have built will hold. 45 minutes with a MAS licensed adviser, online or in person.

1

Know your retirement income

Where it actually lands, from CPF LIFE and beyond, and whether it matches the life you want to keep living.

2

Protect what you have built

A straight look at what happens to your income if illness or injury stops your pay, and where the gaps sit.

3

Mind the long term care gap

How CareShield Life works, and the difference between the government base and what long term care actually costs.

You walk away with a clear view of where you stand, and what is worth sorting now while you still have runway. No obligation to buy anything.

First step

It starts with 3 minutes.

3 minutes. A few questions. We will be in touch from there.

Financial Readiness check

Your details

Consent & Acknowledgements

Regulatory disclosure

Five Cents is operated by NORFH PTE LTD (UEN: 202616626E) under Regulation 31 of the Financial Advisers Regulations. NORFH may be remunerated by participating financial advisers and is not permitted to provide financial advice or product recommendations. Your Financial Readiness Review will be conducted by an appointed representative of Alpha Wealth Financial Advisers Pte. Ltd. (UEN: 200606266H), our launch partner.

A note from us

Why we are doing this.

Reading about retirement does not actually move the needle. So we are connecting our readers with MAS licensed advisers who can look at your real numbers, your CPF, your protection, and your long term care gap, and tell you where you actually stand. Yes, we know these sessions can feel like a sales pitch for free coffee. This is not that. 45 minutes, genuinely complimentary, no products sold during the chat, no pestering, no follow ups unless you want them. The prizes are our way of nudging you to actually do it. In our opinion, planning beats worrying.

That's just our 5 cents.