Privacy Policy

1. Who We Are

1.1 NORFH PTE LTD (UEN: 202616626E), operating the Five Cents brand, is the organisation responsible for the personal data collected through The NTUC Giveaway.

1.2 You can reach us at hello@norfh.com for any question about this policy or your personal data.

2. What We Collect

2.1 When you sign up, we collect:

• Your full name;
• Your email address and mobile number;
• Your age and residency status;
• Your employment status;
• Your occupation;
• Your biggest financial concern; and
• Your consent selections.

2.2 We also record technical information such as your IP address and the time of submission for security and record keeping.

3. How We Use It

3.1 We use your data to administer the Campaign, arrange your Review, deliver prizes, and contact you by phone, SMS, WhatsApp, or email about your sign up.

3.2 If you opt in to the newsletter, we will also send you occasional Five Cents content. You can unsubscribe at any time.

3.3 If you win the draw, we may publish your full name on the Five Cents Instagram account and website, as set out in our Terms and Conditions.

3.4 We do not sell your personal data.

4. Who We Share It With

4.1 Your details are shared with Alpha Wealth Financial Advisers Pte. Ltd. (UEN: 200606266H) for the sole purpose of arranging and conducting your Review.

4.2 We also use service providers for hosting, storage, and communications. They may process your data only on our instructions.

4.3 We may disclose data where required by law or regulation.

5. Retention and Security

5.1 We keep your personal data only for as long as necessary for the purposes described above, or as required by law.

5.2 We apply reasonable technical and organisational measures to protect your data against loss, misuse, and unauthorised access.

6. Your Rights

6.1 You may request access to, or correction of, the personal data we hold about you.

6.2 You may withdraw consent to further contact at any time by writing to hello@norfh.com. Withdrawing consent may mean we can no longer arrange your Review or deliver a prize.

6.3 This policy is governed by the Personal Data Protection Act 2012 of Singapore.