MONEY & ADULTING IN SINGAPORE

Slightly more than the usual two cents on money & adulting.

Five Cents puts words to the money worries most Singaporeans keep to themselves, then helps you do one small thing about them.

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WHERE OUR NAME COMES FROM

Your two cents, plus three more.

"Two cents" is what people call their opinion. On money, everyone has one: your parents, your colleagues, the relative at Chinese New Year. We give you ours too, then add three more cents: why the situation exists, who it doesn't apply to, and one small thing you can do about it.

2¢

The take

Our honest opinion, said plainly.

+1¢

The why

Where the pressure comes from, so it makes sense before we say anything about it.

+1¢

The caveat

Who it doesn't fit. Your situation might be different, and that's fine.

+1¢

The takeaway

One small step you can take this week. Usually a question to ask yourself, never a lecture.

New on Five Cents

Honest guides to the money and adulting stuff we all put off, with sources you can check.

Cover for Starting a Side Hustle in Singapore? What It Can Give You, and What to Check First

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WHY WE RUN CAMPAIGNS

The fifth cent is the one you act on.

Most adult money problems start small. None of them feel urgent, so they wait. Left alone, they grow, and sorting them out later usually costs more time and more money.

Small things that get bigger when left alone

The insurance policy you've never read
The CPF nomination you haven't made
The emergency buffer you keep meaning to build
The money talk with your parents
The tax reliefs you only think about in December

The hard part is usually the first step: booking the time, pulling out the papers, saying the numbers out loud to someone.

Our campaigns make that first step easier. You sit down with a licensed adviser for a complimentary review of your own situation, and we give you a gift or a chance to win something for showing up. You leave knowing where you stand and what to fix first. What you do after that is up to you.

01
Pick a campaign
Choose one that fits where you are in life right now.
02
Book your review
A complimentary session with a licensed adviser, on your own numbers.
03
Leave with your next step
Plus a gift or a draw entry for your time.

See campaigns →

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